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回复 蓝莓酱 的帖子
FINANCIAL NOTE
This note is used to explain why I normally do not have much balance in my saving account, but then a sudden deposit of CNY 。。。。 occurred on 时间。。。。.
To put it simply, it is because I have invested the money into a financial product called Yu’e Bao, which is a value-added service offered by Alipay (an equivalent of PayPal in western countries). This is because Yu’e Bao has a much higher current interest rate (approximately 2.7%) than what the Chinese banks offer (approximately 0.3%). In addition, money in Yu’e Bao can be transferred in and out easily. The policy is that a maximum amount of CNY 50000.00 can be transferred within 2 hours from the system to bank account via mobile phone. So, I would like to put my money in Yu’e bao on the basis of better interest rate than current deposit in banks and better liquidity. Thus, every month, after I receive my paycheck, I would immediately transfer my money into Yu’e Bao. This can explain the immediate withdrawn of my pay.
However, in order to show that I have enough funds to visit Australia, I decided to transfer out CNY 。。。。 from Yu’e Bao right before I went to print out the bank statements from the bank.
Hope this can help to give you a better understanding of my financial status.
Yours sincerely,
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